The Bankruptcy & Diligence (Scotland) Bill - What You Need to Know
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The Bankruptcy & Diligence (Scotland) Bill - What You Need to Know
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Introduction
A new form of moratorium in Scotland to give breathing space to individuals who are in debt and experiencing mental health problems has been subject to much debate.
The Bankruptcy and Diligence (Scotland) Bill, which main provision includes the power to introduce a mental health moratorium through secondary legislation, has been approved by the Scottish Parliament.
This webinar will consider the key aspects of the Debt Recovery (Mental Health Moratorium) (Scotland) Regulations 2024 and how the proposed protections may operate in practice.
What You Will Learn
This webinar will cover the following:
- An overview and discussion of the Debt Recovery (Mental Health Moratorium) (Scotland) Regulations 2024
- Differences between the standard moratorium on diligence
- Approach south of the border through the Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020
- Insights from case law in England and Wales
- What creditors and individuals need to know
This webinar was recorded on 2nd September 2024
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